At some point in my life, I was saddled with so much debt – car repayment, credit card debt, you name it. At that season of my life, I thought personal financial success was impossible. It was my rock bottom lowest moment; I was working so hard but had nothing to show for it, I was permanently broke, living paycheck to paycheck, felt utterly hopeless and couldn't figure a way out of my financial mess.
So I decided to take a personal retreat trip. I needed some time alone to think, re-plan and most importantly figure out the way out of my messed-up financial life. During this trip, a very special friend blessed me with a book that changed the trajectory of my financial life completely. She gave me: “The Total Money Makeover” by Dave Ramsey. This book showed me the working plan (baby steps) to get out of debt. Fast forward few years after this encounter, I am now earning more income, I am completely debt-free, I am actively investing in my retirement and business, I am finally enjoying financial success.
Are you in a similar dilemma I was in a few years back? Are you saddled in debt, broke with no savings, struggling to make ends meet, living from hand to mouth, living paycheck to paycheck, working very hard but have nothing to show for it, and wondering whether a stress-free financial future ever exist? My good news for you as we enter into the last quarter of the year 2019 is this: stress-free financial future surely does exist, FINANCIAL SUCCESS IS 100% ACHIEVABLE. If I can do it, so can you.
The road to financial success is not easy but that doesn't mean it is not achievable. It takes work, endurance, and a continual recommitment to your version of the ideal life you are aiming for. You have to consciously make the choice to prioritise and work on your financial goals; plan things out, stay focused, and expect the best. The law of expectations says that whatever you expect with confidence, positive or negative, becomes your reality. Don’t expect failure, that is negativity. Instead, hold on to that belief that your financial success is inevitable. Don’t forget, help is here if you need it!
About Nike
Oyenike Adetoye (aka Nike) is an impactful speaker, author and personal finance expert. A Chartered Management Accountant by profession. Nike is the founder and CEO of LifTED Finance, a private financial firm that educates, coaches and supports people on their journey through financial fitness and wealth management.